May 5-11 is Hurricane Preparedness Week, and Wednesday’s focus highlights the importance of an insurance check-up. Call your insurance company or agent and ask for an insurance check-up to make sure you have enough and the right type of coverage to repair or replace your home, vehicle and ranching equipment. 

Don’t forget coverage for your car or boat. Remember, standard homeowners insurance doesn’t cover flooding. Whether you’re a homeowner or renter, you’ll need a separate policy for it, and it’s available through your company, agent or the National Flood Insurance Program at floodsmart.gov. Act now as flood insurance requires a 30-day waiting period.

• FLASH Insurance Guide: If Disaster Strikes, Will You Be Covered?
• Find available flood coverage at floodsmart.gov
• Read Texas Department of Insurance tips on insurance and disaster recovery.
• Livestock death, grazing forage and crop loss are often covered by USDA disaster assistance programs. Be sure you’re up-to-date on what programs are available and what you’ll need to do before, during and after a disaster to get help. Call your local Farm Service Agency for more information.
• For information on obtaining insurance, including individual medical, liability, property and ranch options, visit CattleRaisersInsurance.com.