Individual health insurance coverage open enrollment period for 2016-2017 is currently underway. Applications for new policies must be turned in to Cattle Raisers Insurance staff by the fifteenth of the month to get insurance for the next month. For example, an application must be turned in by Jan. 15 for a Feb. 1 effective date. To ensure plenty of time for us to serve you completely, we ask that applications should be turned in by 4:00 p.m. on Jan. 14. We don’t want you to miss this important deadline! You also may be eligible to look into group medical options, which offer a wide variety of plan designs and premium elections. Contact Cattle Raisers Insurance staff at 800-252-2849 or visit cattleraisersinsurance.com for more information.